Cash Pay Physical Therapy — Willow Tree Physical Therapy

Cash Pay May Be Right For You If:

You have a high deductible health plan or typically do not meet your deductible.
You want predictable upfront costs for your treatment.
You have an HSA or FSA to help offset the cost.
You value personalized care and a direct relationship with your therapist.
You prioritize flexibility and control over your treatment schedule.

There are several advantages to consider:

Transparency and Cost Predictability: You know exactly what your treatment will cost up front. This eliminates the surprise of unexpected co-pays or big bills if your claim is denied. In some cases, cash-pay therapy can be more affordable than traditional insurance-based care. Because insurance companies only pay a percentage of the billed fees, the cost of treatment at traditional clinics is inflated. If you have a high deductible, you will be paying that inflated cost with your own money. In our area, the typical price for a physical therapy visit is $80-$150. At Willow Tree your evaluation will be $120 and treatments after that are $75 for 45 minutes.
Flexibility and Control: You have more control over your scheduling. Appointments are easier to book, and treatment frequency can be tailored to your specific needs and progress, not insurance limitations.
Personalized Care: The therapist can focus on your individual goals and concerns without restrictions imposed by insurance protocols. This allows for a more holistic and comprehensive treatment plan.